Now Covering IV Therapy

occurrenceinsurance

No Good Deed Goes Unpunished

by
No good deed goes unpunished

Often in the spa business, technicians try to help a client who has fallen on hard times or has emotional issues.  Unknowingly, the spa or the technician falls into a counselor/enabler role, which can result in problems with the client, including dissatisfaction, bad reviews, claims, and lawsuits.  Data shows us that the leading cause of insurance claims comes … Read more

Occurrence vs. Claims Made Insurance

by

Before purchasing an insurance policy for your business, it’s important for you to understand the difference between occurrence and claims-made insurance.  Here’s a brief Q&A to ensure you are educated and informed. How do the two policies differ?With an occurrence-based policy, you’ll be protected and can file a claim with your insurer, as long as … Read more