If you work for yourself or as an independent contractor, you know how hard it can be to find affordable, comprehensive health insurance. That is, until now. ABE Health is not like other health plans. It is not a minimal coverage plan, a hospital indemnity plan, a faith-based shared plan, or the ACA marketplace. It … Read more
Often in the spa business, technicians try to help a client who has fallen on hard times or has emotional issues. Unknowingly, the spa or the technician falls into a counselor/enabler role, which can result in problems with the client, including dissatisfaction, bad reviews, claims, and lawsuits. Data shows us that the leading cause of insurance claims comes … Read more
Before purchasing an insurance policy for your business, it’s important for you to understand the difference between occurrence and claims-made insurance. Here’s a brief Q&A to ensure you are educated and informed. How do the two policies differ?With an occurrence-based policy, you’ll be protected and can file a claim with your insurer, as long as … Read more
When you think of Botox, chances are cosmetic applications come to mind, as it weakens or paralyzes muscles and blocks nerves. Yet, Botox has an interesting far-reaching history, so here’s a look into its origin. Throughout the 1990s, Botox became known as a powerful tool for helping people maintain a more youthful appearance. Doctors became … Read more
Human growth hormone (HGH), produced by the pituitary gland, spurs growth in children and adolescents. It also helps to regulate body composition, body fluids, muscle and bone growth, sugar, fat metabolism, and possibly heart function. HGH is what helps you grow and what keeps you young. Produced synthetically, HGH is the active ingredient in several … Read more
Let’s face it… medical lasers are expensive and when your laser is out of service, you lose money. So, when you have this equipment as part of your medspa’s inventory, it’s important to conduct routine maintenance to extend the life and functionality of your laser. Most lasers have water circulating through the system and require … Read more
The Fitzpatrick skin phototypes (FSP) were developed in Boston in 1975 to help determine a patient’s risk of burning or tanning when exposed to UV light. Fitzpatrick initially based the scale on a person’s skin and eye color. The current scale, which is pictured below, classifies skin from types I to VI. Type I refers … Read more
In the ever-evolving world of beauty, it’s essential to have the right tools to protect yourself from potential legal and ethical issues. That’s where consent and release forms come in. These documents are essential for both clients and spas, keeping them safe from harm and ensuring their interests are protected. Whether you’re a spa offering … Read more
As the skin care industry continues to evolve, more and more advanced technologies are introduced to help people achieve youthful, glowing skin. One such method is radiofrequency treatment, which uses electromagnetic waves to heat the skin and stimulate collagen production. Radiofrequency treatments have become popular in recent years. As a business owner in the skin … Read more
When we talk about endorsements in insurance, we are talking about addendums that are added to an insurance policy in order to change the coverage provided by the policy. Endorsements can broaden or restrict a policy’s coverage. What is an additional insured?An additional insured endorsement adds another insured party to the policy. When an additional … Read more
