Spa & Salon Insurance
Spa and salon insurance helps protect beauty and wellness professionals from claims related to treatments, services, and accidental injury. Coverage is designed for spa owners, salon owners, estheticians, cosmetologists, massage therapists, and other licensed beauty professionals who want protection tailored to the services they provide.
What is Spa and Salon Insurance?
Whether you are a solo practitioner or own a spa or salon, it is important to make sure your business is covered for malpractice and accidental injury. Spa and salon insurance provides professional and general liability protection designed specifically for businesses and individuals in the beauty and wellness industry.
Designed for estheticians, cosmetologists, beauticians, nurses, doctors, massage therapists, electrologists, manicurists, and sole practitioners, Allied Beauty Experts offers coverage options to help ensure both your business and your services are properly protected.
Services We Cover
Spa & Salon
PROFESSIONAL AND GENERAL LIABILITY
Designed for beauty salons and spas with one or more technicians and one or more locations.
- Bio Electric Rejuvenation
- Body Scrubs
- Body Wraps
- Cellulite Reduction
- Chemical Peels
- Ear Piercing
- Endermology
- Facial Toning
- Facials
- Float Tanks
- Hair Cutting/Color
- Hot Tubs/Hydrotherapy
- Infrared Sauna/Sauna
- Ion Footbath
- LED
- Make-Up Artistry
- Manicures/Pedicures
- Massage
- Microdermabrasion
- Oxygen Treatments
- Saunas
- Tanning/Spray Tanning
- Teeth Whitening
- Threading
- Waxing
- Yoga/Pilates
Clinical
PROFESSIONAL AND GENERAL LIABILITY
Spa/Salon Coverage + Clinical Services.
- Acupuncture
- Body Sculpting (RF Lipo, Cavi Lipo, Cryo Lipo,)
- Brow Lamination
- Dermaplaning
- Electrolysis
- Hyaluron Pen/Microneedling
- Lash/Brow Tinting
- Lash Extensions/Lifting
- RF Facial Skin Tightening
- Spider Veins/Skin Tags
- High Frequency Ultrasound
- Vacuum Therapy Butt Lift
Laser
PROFESSIONAL AND GENERAL LIABILITY
Spa/Salon Coverage + Laser Rider. Covers Fitzpatrick Types I-IV. Fitzpatrick V & VI requires Medical Director and additional premium. Other laser services require Medspa Level I or Level II.
Spa & Salon Insurance FAQs
What does spa and salon insurance cover?
Spa and salon insurance typically includes professional liability and general liability coverage. It can help protect businesses and professionals from claims related to treatments, services performed, and accidental injury on-site.
Who needs spa or salon insurance?
Spa owners, salon owners, estheticians, cosmetologists, beauticians, massage therapists, electrologists, manicurists, and other beauty and wellness professionals can all benefit from coverage designed for their services.
Does spa and salon insurance cover clinical or advanced services?
Some policies can extend beyond standard spa and salon services to include clinical and laser-related services, depending on the treatments performed and the level of coverage selected.
Is spa and salon insurance important for solo practitioners?
Yes. Even solo practitioners can face liability risks related to treatments and client injuries, which is why coverage is important whether you work independently or operate a larger business.
How do I get a quote for spa and salon insurance?
You can start by using the Allied Beauty Experts quick quote option or apply directly for coverage based on the services you provide.