Med Spa Insurance
Allied Beauty Experts offers three levels of med spa insurance designed to protect medical aesthetic practices of all sizes. Coverage is structured to support your business, licensed cosmetologists, estheticians, beauticians, and support staff, with policy levels based on the services you provide.
Our med spa insurance policies include professional liability (malpractice) coverage for both non-invasive and invasive medical-grade aesthetic treatments. Coverage may also be extended to Medical Directors, Physicians, and Nurses who provide direct patient care, helping ensure your entire clinical team is properly protected.
Services that require additional premium are noted with an asterisk*.
Medspa I
PROFESSIONAL AND GENERAL LIABILITY
Complete malpractice coverage and general liability for non-invasive and invasive medical grade esthetics treatments for Med Spas and Independent Technicians. Services that require additional premium are noted with an asterisk.*
- Facial Injections
- Deeper Chemical Peels
- Dermal Filler Injections
- Fibroblast/Plasmapen
- Laser/RF/Ultrasound Treatments*
- Laser Age/Brown Spot Removal*
- Laser Hair Removal*
- Laser Pigmented Lesion Removal*
- Laser Spider Vein or Skin Tag Removal*
- PRP Hair Restoration
- PRP Microneedling
- RF Microneedling
- Teeth Whitening, Hydrogen Peroxide, Carbamide Peroxide Percentages
- Vitamin Injections
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Medspa II
PROFESSIONAL AND GENERAL LIABILITY
Complete malpractice coverage and general liability for both non-invasive and invasive medical grade esthetics treatments for Med Spas and Independent Technicians.
- Cool Sculpting
- Hyperbaric Treatment
- Offsite Injectables
- Laser Assisted Lipolysis*
- Non-invasive Ultrasound
- Laser Tattoo Removal*
- Laser Leg Vein Treatment*
- Laser Wart Removal*
- Sclerotherapy Injections
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Medspa III
PROFESSIONAL AND GENERAL LIABILITY
Complete malpractice coverage and general liability for both non-invasive and invasive esthetics treatments for Med Spas and Independent Technicians. Services that require additional premium are noted with an asterisk*.
- Hormone Therapy
- IV Therapy
- Kybella/Mesotherapy
- P Shot and O Shot
- PDO Threading
- Platelet Rich Plasma Injections
- Mobile IV Therapy*
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Med Spa Insurance FAQs
What is med spa insurance?
Med spa insurance typically includes professional liability (malpractice) and general liability to help protect your practice from claims related to treatments and on-site incidents.
Is med spa insurance the same as malpractice insurance?
Malpractice coverage is generally part of a med spa policy under professional liability. Many practices also carry general liability to help cover non-treatment incidents that occur at the business.
What services are covered under a med spa policy?
Coverage is based on your service mix and the policy level selected (Medspa I, II, or III). Some advanced services may require an additional premium (noted with an asterisk*).
Can coverage extend to Medical Directors, Physicians, and Nurses?
Yes. Coverage may be extended to Medical Directors, Physicians, and Nurses who provide direct patient care, depending on how your policy is set up.
How do I choose between Medspa I, Medspa II, and Medspa III?
The right level is typically based on the highest-risk service performed at your med spa. If you’re unsure, our team can help match your services to the appropriate coverage level.